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As you punch your particular numbers into the calculator, you might see what your monthly payment would be if you refinanced into a 15 year mortgage. rates for those are even lower (currently.
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But that still leaves unanswered the critical question-How much car can (or should) you afford? The general rule of thumb is that you should not spend more than 20% of your monthly take-home pay on.
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Contract For Deed Amortization Schedule Step. Substitute the numbers you calculated in Steps 1 and 2 into the following formula: a = [ P(1 + r)Yr ] / [ (1 + r)Y – 1 ]. In this formula, "a" is the monthly payment amount, "P" is the loan amount, "r" is the monthly interest percentage and "Y" is the number of payments over the life of the contract for deed.
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