– Market rates are generally held around the OCR level, which can mean that rates increase or decrease in line with OCR movement. But it’s just an indication and it’s important to note that the OCR is not the only factor affecting New Zealand interest rates.
Should You Choose a Fixed or Variable-Rate Loan? – You’ll likely face this choice with personal loans, private student loans, mortgage and home. such as Prime Rate plus 3%. If the financial index your loan is linked to goes up, the interest rate.
What Is Purchase Rate Best Refi Mortgage Rates Current Refinance Rates | Home Lending | Chase.com – Rates shown are not available in all states. assumptions. conforming loan amounts of $300,000 to $349,999. Single family residence. Refinance loan. Loan to Value of 80%. Mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days. Customer profile with excellent credit.