A: There is a four-year rule that would allow you to be considered a first-time home buyer again in 2017, as long as you haven’t occupied a home that you or your current spouse or common-law. A first-time homebuyer is defined as a buyer who has not bought a home over the past three years.
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All parties involved in the home buying process need to be on board and on the same page. Love at first sight can lead to buyer's remorse. Once you're in final negotiations, retain a licensed inspector (again, your realtor.
For this credit, you can’t re-qualify as a first-time homebuyer. You can only claim this credit once, on the purchase of your first home. The only exception here is where you are married and one of you has never owned a home and where you your spouse didn’t own a home during the time they were married to you.
Why Buy A Home What House Payment Can You Afford How much house can you afford? – Methodology. To arrive at an "affordable" home price, we followed the guidelines of most lenders. In general, that means your total debt payments should be no.